Suwanragsa, Issara, Pathathai Sinliamthong, Pallapa Srivalosakul, Nopphon Tangjitprom, and Chainarin Srinutshasad. “Electronic Payment System: Types, Trends, and its Impacts on Thai Economy”. Journal of Contemporary Social Sciences and Humanities 9, no. 1 (July 16, 2025): 92–107. accessed December 9, 2025. https://so12.tci-thaijo.org/index.php/jcsh/article/view/3627.